Entrepreneurs

Things To Remember When Deciding To Invest Your Non-Retirement Funds

Published

1 year ago

March 28, 2023

Things To Remember When Deciding To Invest Your Non-Retirement Funds

In the past three years, we saw how life could be fleeting and brittle, just like a thread. In the wink of an eye, it may break or shred when we least expect it. Indeed, life is too short to spend on our stressful nine-to-five jobs or risky businesses.

The unprecedented events that have transpired showed nothing was wrong with exploring everything the world has to offer. Leisure travel and experiences are priceless investments in ourselves.

But let’s face it. What will happen when we can’t make a living or find a secure income stream anymore? What will happen to us when we enter our golden years? As repetitive and monotonous as it may sound, we must plan for our future. We already know it for sure. Yet, we don’t know precisely how to achieve our financial investing goals.

With the current macroeconomic conditions, we must have substantial money in our retirement or investment account to ensure a comfortable retirement life down the road. It allows us to be financially secure or independent without a job or a business. Therefore, we will not have to bother our successors when the time comes.

But that is not the sole upside of retirement planning. Investing in a retirement plan or having non-retirement investments has become more vital than ever. If we do it as early as possible, we can earn more. Our retirement accounts, savings accounts, investment accounts, and brokerage accounts can promise higher income, allowing us to retire early. It will also allow us to reap the returns of our retirement and investment strategy while we still have energy.

This article will focus on building and protecting your retirement and non-retirement funds. We will provide tips to increase and diversify your non-retirement investments in your portfolio. Also, we will help you optimize your non-retirement accounts and maximize savings.

Inflation and Retirement in the US

Retirement is almost every employee’s goal. The idea of not dragging yourself out of bed when the alarm goes off is appealing. We will not have to skip breakfasts and queue up while checking our phones to catch the bus or train. Even better, we will not have to work overtime to meet endless deadlines. We will have all the time in the world to do everything we have always wanted. Travel? Reading books all day? Watching our favorite series? Spending more time with families and friends? Put up a business where we will be our own boss? No matter how old we are, we yearn for something we can’t get or do while working.

However, the current macroeconomic indicators are not on our side. Of course, I am optimistic about the improvement in the latter part of 2023. But we must deal with the potential economic slowdown in the first half.

Half of older U.S. adults are now retired

No law prohibits anyone from retiring before they reach the age of 66 or 67. About 50% of employees aged at least 55 have retired from work in the past three years. Also, nearly one in five employees retired before the age of 65. Others aim to retire when they turn 55. but the younger generations wish to retire at 40.

Sadly, the scar of economic crises in 2004-2008 remained evident even after a decade. Many would-be retirees were forced to use their retirement savings accounts to cover household expenses. Likewise, many seniors and retirees had to live in debt. After the crisis, we learned the importance of retirement planning.

The situation has remained bland in the last year while economic forecasts were still bleak. Although unemployment is still a far cry from the labor market scenario in 2009, older adults are still wary. They don’t mind extending their working years to meet their daily expenses or increase their retirement funds. The sharp spike in inflation is one of their motivations.

In a recent study, about half of adult workers are planning to stay out of retirement. In fact, over 30% of workers in their fifties plan to postpone their retirement. Meanwhile, about 20% of workers in their sixties will work longer. With that, the average retirement age in the US is 66 vs. 62 in 2022. Although it’s the same as the legal retirement age, the increase has been noticeable. We must also note that the retirement delay rate has doubled in the last two years.

Moreover, the impact of inflation has already extended to retirement savings. Another recent study shows that 50% of workers paused their retirement savings in 2022. Over 40% stopped putting money into retirement funds like 401 (k). Even more, almost one-third of employees withdrew some of their retirement savings. The cost-of-living hike drove all these. So, it is unsurprising that 72% of the respondents have already reassessed their retirement plans. Among them, 27% reevaluated their financial goals and strategies.

But this year, we may see an improvement as inflation continues to relax. We started 2023 with inflation landing at 6.4%, a 30% drop from the 2022 peak. Indeed, the efforts of policymakers have started to pay off. Meanwhile, the Fed stays conservative as it keeps increasing interest rates. They may peak this year, but increments may slow down while inflation decreases. The impact may materialize in the second half, which can reduce the cost of living in the US. Even better, I don’t think the potential economic slowdown will lead to a deep recession. After all, inflation was more of a demand-pull than a cost-push. As demand softens and supply chain bottlenecks clear up, the market may correct itself and bounce back.

Likewise, retirees are optimistic about the economic conditions in the US. The same study shows that 57% believe the economy will be more robust this year. Also, over 60% expect an improvement in their retirement plans. Recessionary fears are still present, but pessimism is starting to waver. In the long run, macroeconomic indicators may become more stable. Adult workers may have more excess money for retirement funds and non-retirement investments.

Growing Your Funds: The Basics of Retirement vs. Non-Retirement Investments

Many people invest most of their savings and investments in individual retirement accounts. Yes, maximizing their potential in growing your retirement funds is essential. Even so, you may look at other efficient options if you have extra income to invest.

For many, maxing out their annual contribution limits on traditional IRA or Roth IRA is enough. But we must find other investments to increase our wealth. These investments, often called non-retirement investments, do not require a special investment account. You will only have to contribute after-tax dollars to these investments. Also, you can access them whenever you want, wherever you are. That is why it is crucial to seek help from a financial advisor to get the right investment advice and strategy.

Luckily, we have different non-retirement investments to choose from. It may be easier for you if you have a background in the financial market. If not, fret not, for we are here to guide you throughout your investment journey. You can find the things you need to learn in this article. But before that, we must first differentiate retirement and non-retirement investments. We will discuss their basics to help you understand better how they work. Here are the two investment choices for you.

Retirement Investment Accounts

Retirement investment accounts are qualified investments due to their qualification for beneficial tax treatments. We can make either pre-tax or after-tax contributions. Also, investment yields are tax-deferred until you make account withdrawals.

They have annual contribution limits and early withdrawal penalties before you turn 59 ½. The typical qualified accounts are 401(k)s, 403(b)s, and other employer-sponsored retirement plans. Individual retirement accounts (IRAs)s are part of qualified investments. They also have annual contribution limits and preferential tax treatment.

Employer-sponsored retirement plans are popular because most employers match employee contributions to a maximum rate. Even more important is the familiarity of older adults with these plans, so they often invest their funds there. These are easier to manage since their contributions are automatically deducted from their paycheck. As such, convenience becomes inertia in investing.

Non-Retirement Investment Accounts

Non-retirement investments allow you to invest without investing in a tax-advantaged retirement account. You can access this type of investment anytime and anywhere. You can have numerous goals when opening an account. For instance, you can invest to increase your retirement wealth or grow your extra dollars for future use. Put simply, non-retirement investment accounts are investments aside from defined benefit and retirement plans.

This investment type can be anything from the same stocks you hold in your 401(k) to purchasing properties or investing in a private or publicly-traded business. Again, the goal is to increase wealth matching your need for capital. Of course, it comes at a greater risk due to higher reward potential than just saving money for retirement.

Moreover, non-retirement investments are non-qualified accounts, meaning you invest using after-tax dollars. Unlike employer-sponsored retirement plans, one benefit of non-retirement investments is your control over them. You are free to choose whatever investments are available in the market. It also allows you to make your own investment strategy since it doesn’t have rules and limits. You can withdraw or sell it, but yields are subject to capital gains tax.

But before venturing into non-retirement investments, you must ensure financial security. You may start by determining whether you have adequate money in your retirement account. Do you have enough funds in your retirement accounts for your retirement goals? Do you have emergency funds that will last for three to six months? What are your risk tolerance and financial goals? Doing so will help you become more organized and strategic in handling, increasing, and protecting your assets.

You must also consider investment fees, especially when opening a brokerage account. You may go solo, but letting an expert do everything on your behalf will also be helpful. Also, your risk tolerance will dictate the volatility you can tolerate. Meanwhile, your time horizon will reveal your investment preference. It works hand-in-hand with risk tolerance since financial goals in the short run are suitable for less volatile investments like bonds and time deposits.

Things To Do When Investing Your Non-Retirement Funds

A lot of non-retirement investment advice includes complex formulas and strategies. But sometimes, you only need to pause and look at the bigger picture before deciding. Non-qualified or non-retirement investments promise more returns, but risks are higher. These are the essential things to remember to make your investment journey easier and more efficient.

Check retirement investment options

There are various tax-advantaged and taxable accounts for retirement investments. While you can access it in a bank and other financial intermediaries, your employers may be better. Traditional IRAs, 401(k) plans, defined benefit plans, and Roth IRAs are typical options. But know that you can only invest in the available options per account.

Maximize the advantages of retirement funds

Before investing your non-retirement funds, you must max out all your retirement funds. With the volatile economy and recession fears, it is crucial to maximizing the advantages of retirement plans like 401 (k)s. For instance, if you avail of a plan from your company, it will match your contributions at a certain limit. Basically, that’s free money in a secure and risk-free account. Also, Roth IRAs earn tax-free until you withdraw them.

Start early, earn exponentially

The early bird, indeed, catches the worm. If you start saving and investing early, you have more time to study your investment options and grow your funds. You also have better flexibility to market volatility since you are more familiar with the market trend. As such, you can cope with it through prudent portfolio diversification in technology stocks, bonds, and funds. Aside from that, there are better reasons why saving and investing early can be helpful.

You will have more time to optimize the potential of compounding interest. You have more time to generate and reinvest investment yields in other accounts. For instance, you invest $5,000 with a compounding interest of 5% yearly. If you invest at 25 and retire at 66, the future value will be $36,959. But if you don’t invest until you’re 45, you will only have $13,930.
You will be more disciplined, making saving and investing a lifetime habit.
You will have more time to cope and bounce back from investment losses. With that, you can also try other investments, especially those with high risk and reward potential.
More years to save means more money upon retirement.
More experience in investing means expertise in various investment types. It will allow you to go solo and avoid brokerage fees.

Assess your assets and liabilities

In the world of investing, you must spend money first before you earn more money. So before you invest, you must assess your financial capacity to do so. You can start by assessing your net worth, the difference between assets and liabilities.

Your assets include cash and cash equivalents, such as cash on hand, cash in banks, and short-term investments. Other assets are in the form of real properties like houses and personal properties like jewelry. Meanwhile, liabilities include car loans, mortgages, student loans, medical expenses, and unpaid household bills.

Once you list all assets and liabilities, subtract the total liabilities from your total assets. The net value will be your net worth. Then, you can add your net worth to your retirement goals. You can check your net worth from time to time to see if it is in line with your goals. A negative net worth means you have excessive liabilities and no room for more risks. From there, you can find ways to improve your finances before starting your investment plan. Remember that liquidity is king, so you must manage your cash well to increase and protect your wealth.

Manage your emotions well

Crests and troughs are constant in the world of investing. One of the first things to learn is to manage your emotions well. Often, investors are carried away by market sentiments. Bearish views are common during market corrections, so beware.

Typically, an investor may become overconfident when investments perform well. He tends to underestimate market risks, leading to a bad investment decision. Meanwhile, an investor becomes anxious when assets are in a downtrend. He may sell investments instantly, even at a discount, leading to investment losses. Corrections are more common in the stock market. So, investors must be keen during a breakout to avoid bull or bear traps.

As such, it is crucial to avoid becoming an emotional investor. Overconfidence and anxiety may lead to wrong investment decisions. You may lose potential gains or even incur investment losses. Aside from that, you must be realistic with your investments. Observe the actual price and financial trend instead of solely relying on market sentiments. Reading expert analyses and reviews may help, but it’s more important for you or your broker to understand the investment. Also, you may rebalance or diversify your portfolio to make it suitable for whatever market condition.

Consider investment fees

More often than not, your concern revolves around returns and taxes. But exorbitant investment fees may erode the value of your investment. Transaction, brokerage, and administration fees are typical deductions from your funds. You must check them as frequently as you can since fees can offset gains. Calculate the expense ratio to know how much your investments are used for administrative and other expenses. You can divide the fund’s operating expenses by the average dollar value of assets under management (AUM).

Doing so can help you make better investment decisions. That way, you can find more affordable but earning investments. You can choose mutual funds with lower fees or brokers with more reasonable fees.

Suppose you invest $5,000 in a mutual fund with a 2% expense ratio and 5% annualized return. If you withdraw it after 20 years, the gross value will be $13,266. But with the expense ratio, leading to fees of $4,236, you will only get $9,030. But in a fund with an expense ratio of 1%, fees will only be $2,311. The net value will be $10,956. That’s a $1,936 difference.

Avail of insurance or annuities

In general, investments are good. But there’s an unspoken rule to follow when managing your assets. Again, liquidity is king, so always prioritize having enough cash reserves. Once you have enough savings and emergency funds, you may set aside a portion of your income for investments. Then, you must ensure your assets are protected. Insurance and annuities can serve as an extra mantle of financial protection. You will not have to sell your investments at a discount or deplete your savings in emergencies. Insurance will come first before your turn to your emergency funds and savings.

Speak to an expert

You may find yourself saying retirement planning or investing is not your thing. That’s inexcusable. Many financial experts are dedicated to helping you plan for your retirement and investment. Also, you can watch video tutorials or read helpful articles for free.

Non-Retirement Investments To Consider

At this point, you already know the basics of non-retirement investing. These are the investment options you can consider.

Brokerage Accounts

Brokerage accounts are probably the most typical option for non-retirement investing. These are non-qualified accounts, so funding is done with after-tax dollars. With a brokerage account, you can choose from various investment types, depending on your risk profile. These include stocks, exchange-traded funds (ETFs), bonds, and target-date funds.

Among these, stocks are the optimal option, given their high risk and reward potential. But these may require more experience since investors and brokers have to watch price trends, company financials, and market changes. You must value the stock using different price metrics when doing fundamental analysis. Doing so will help you determine if the stock price reflects the company’s intrinsic value. Meanwhile, if you prefer technical analysis, you must observe stock price changes to know when to sell or buy.

Today, it is easy to open a brokerage account. You can do it online as online brokerages become more prolific and impose lower fees. But you have to be more careful to avoid a potential scam. Also, you can find brokerages with higher brokerage fees due to their excellent customer service. Always check their fees and match them with their expertise and quality of service.

Property

Buying properties as passive income is a traditional real estate investment method. You can buy and sell properties or buy and lease them out. Yet today, more common investments, such as real estate investment trusts (REITs) and crowd-funded real estate, are available.

However, many analysts are pessimistic about the real estate performance this year. Property sales and prices are cooling down. Despite all these, I disagree with those anticipating a real estate market crash. First, commercial and residential property shortages remain high. The year started with a 4% decrease in property inventories. We can attribute it to builders becoming more cautious since the Great Recession. With the current supply and demand, price changes may remain manageable.

Educational Plan

Educational plans are another non-tax-deductible savings plan account. Funds can be invested with non-taxable earnings. Even better, withdrawals are taxable for education-related expenses, such as tuition fees and books. It will be helpful if you plan to build a family and expect your child to attend college. But remember that non-educational expense-related withdrawals are taxable with a 10% penalty.

Certificate of Deposits

Certificates of deposit (CDs) are like bonds, but banks and credit unions issue them. It is also logical to classify them as time deposits because they have a fixed term and pay periodic interest. They mature after a certain period, often within a year. Since banks often issue them, they are FDIC-insured, which pays interest. Also, like bonds, they have low risks and lower yields, unlike the other investments on the list.

Government Bonds

There are various types of bonds, but those issued by the government yield some interests with manageable risks. Municipal bonds, treasury bonds, and federal bonds are some typical options. Even better, they are more inflation-linked than corporate and mortgage-backed bonds. Note that most bonds do not perform well in a high-inflation environment. Given the nature of government bonds, they still have decent yields amidst inflation. They also have a better hedge against valuation losses. But overall, bonds have low risk and reward potential.

Learn More About Non-Retirement Investing

Having a consistent income stream is crucial for retirement planning. A passive income can help increase and protect your wealth. As such, investing your non-retirement funds can provide more returns in your retirement years. It is more essential today, given the economic volatility. But no matter how promising they can be, you must be careful and familiar with them before venturing. You must have adequate knowledge, capacity, and patience to do so. Thankfully, various types of investments suit your finances and risk preferences. There are also experts to provide all the help you need for sound investment decisions.

The post Things To Remember When Deciding To Invest Your Non-Retirement Funds appeared first on Due.

Entrepreneurs

Ambarish Nag Unveils His Most Personal Track Yet: ‘Every Step of the Way’—A Journey of Love and Vulnerability

Published

3 days ago

September 4, 2024

Sahil Sachdeva

Mumbai-based musician Ambarish Nag has once again captivated audiences with his latest single, ‘Every Step of the Way,’ which was released on August 30th, 2024, across online platforms. This new track is not just another addition to his discography; it is a deeply personal exploration of vulnerability and the universal longing for connection.

Ambarish’s journey through music has always been about bridging gaps—both cultural and emotional. With his debut album last year, he skillfully blended Eastern and Western influences, crafting a sound that resonates across borders. This unique fusion has not only defined his style but also cemented his reputation as a visionary artist in the music industry.

However, the road to artistic fulfilment is often complex. Since launching his debut single in July 2019, Ambarish has steadily built his name, with each new release in 2020, 2021, and 2022 bringing him closer to his aspirations. His first full album in 2023 marked the culmination of years of relentless effort and creative growth, earning widespread acclaim for his ability to forge deep connections with listeners.

The creation of ‘Every Step of the Way’ came with its challenges. After writing the lyrics and beginning the recording process last September, Ambarish took a six-month hiatus—a necessary period of introspection that allowed him to delve deeper into the emotions fueling his most intimate work to date.

At the heart of ‘Every Step of the Way’ lies a powerful message: the courage to embrace love and conquer the fears that often accompany intimacy. Ambarish’s exploration of the complexities of human relationships offers a narrative that resonates with many, reflecting his growth as an artist and as a person willing to share his vulnerabilities with the world.

Ambarish’s journey is one of resilience and perseverance, guided by his belief in the power of persistence—a belief encapsulated in his favourite Steve Harvey quote: “If you quit, there’s no doubt it will never happen.” Through his music and his story, he aims to inspire others to push through their challenges.

With the release of ‘Every Step of the Way,’ Ambarish remains focused on the future, eager to continue his creative journey and embrace new opportunities. Each step he takes is a testament to his commitment to bridging cultures and creating enduring connections through his music.

Ultimately, ‘Every Step of the Way’ is more than just a song; it is a reflection of Ambarish Nag’s ongoing journey as an artist and a human being. As he continues to break down barriers between Eastern and Western musical styles, Ambarish is driven by a relentless passion for his craft, always striving to be the hardest-working person in any room. This latest single is yet another chapter in his inspiring story of dedication and artistic vision.

Entrepreneurs

Designing a Life You Love: A Journey of Transformation with Dr. Anu B

Published

4 days ago

September 3, 2024

Sahil Sachdeva

You feel stuck. You feel trapped. You’re working a dead-end job. You have zero motivation and you don’t see how you can make a change and get out of that slump. I’m sure some of you may have found yourselves in a similar situation at some point. Instead of getting overwhelmed, Dr. Anu B. encourages you to dare to reimagine a life that truly excites and fulfills you. “Imagine approaching life with the mindset of a designer. Begin to ask bold questions like, What if I could design a life that truly excites me? or How would my world change if I could create something entirely new and fulfilling?”. “By embracing this approach, you open the door to a life of possibilities that you might have never imagined “she explains.

Dr. Anu’s illustrious career spans over two decades, highlighted by exceptional achievements in both education and industry. With a Doctorate in Engineering, she has built a reputation for profound technical expertise and visionary leadership, earning accolades such as the Business Excellence HR Future Leader Award and the Guru Shiromani Award for 2022-23.

Yet, amidst her professional success, Dr. Anu confronted a startling realization: despite her accomplishments, there was a profound disconnect between her external achievements and her inner sense of fulfillment. She discovered that many high-achievers, herself included, grapple with feelings of anxiety and discontent, drifting through lives they hadn’t consciously designed.

This revelation ignited a transformative journey for Dr. Anu. Driven by the need for a deeper purpose, she sought out the “Designing Your Life” (DYL) program at Stanford University, created by Bill Burnett and Dave Evans. The program’s core idea—that we can intentionally craft our lives like any other project—resonated deeply with her, sparking a profound personal transformation.

Embracing this new perspective, Dr. Anu transitioned her focus to life coaching. As a certified Designing Your Life Coach, she now dedicates herself to guiding high-performing individuals, including senior executives and leaders, in designing lives that truly align with their deepest values and aspirations. Her journey from a successful career to a passionate advocate for intentional living serves as a powerful testament to the possibility of crafting a life filled with genuine joy and purpose. Her coaching practice has empowered countless people worldwide to break free from anxiety and design lives that thrive with purpose and joy.

Redefining Success Through Life Design

Dr. Anu’s philosophy centers around the idea that success is not just about achievements but about ‘ Becoming’ the person you were meant to be. She always encourages people to view their lives as their most significant project—one they have the power to shape intentionally.

At a recent panel discussion on ‘The Entrepreneurial Mindset,’ alongside leaders like Rohit Gupta, COO & Co-Founder of College Vidya, and Renuka, Founder & CEO of Indo Nippon Enterprises Pvt. Ltd., Dr. Anu captivated the audience with her powerful insights on overcoming anxiety and creating a fulfilling life.

Her work has garnered significant recognition, being named among the Top International Life Coaches and frequently invited as a speaker to talk about mental health, work-life balance, career redesign, and the importance of designing a life written by you—not for you. She has shared her insights on various platforms, and international forums like I’m a Story covered by television media and the Indian Alert’s “50 Entrepreneurs of the Year” event.

Empowering Change: From Burnout to Happiness

Dr. Anu’s unique blend of technical acumen, human empathy, and coaching expertise sets her apart in the world of life coaching. She doesn’t just offer coping strategies; she provides actionable, life-changing techniques that have proven effective in her own life and in the lives of her clients.

Her coaching programs incorporate proven techniques like reframing, prototyping, and mind-mapping to help clients build their way forward, step-by-step, towards a life that is not just lived but is a masterpiece of their own making. She supports clients through career transitions, personal setbacks, and life redesigns, empowering them to take radical responsibility for their happiness and fulfillment.

In addition to her coaching practice, Dr. Anu co-founded BlissfulDrapes, an Indian ethnic fashion brand. However, this venture is more than just a business; it is a means to give back. The profits from BlissfulDrapes fund Designing Your Life programs for young girls, and single mothers in India, helping them achieve financial independence and personal fulfilment. Through this initiative, Dr. Anu demonstrates her commitment to empowering others not just in words, but through action.

A Vision for the Future: Creating 10,000 Opportunities

Looking ahead, Dr. Anu’s vision is to create 10,000 opportunities for people to design a life where they can thrive. Her journey from academia to international life coaching, her achievements like the Indian Legacy Award 2021, and her commitment to making a meaningful impact all serve as a testament to the power of life design.

Designing Your Destiny: Are You Ready?

Dr. Anu B is not just a life coach—she is a guide for those ready to take the reins of their own lives. She invites you to awaken to the incredible potential that lies in designing your own life. Are you ready to discover how powerful and exhilarating life can be when you start designing your destiny?

In the words of Dr. Anu, “Don’t just live—design a life you love.”

If you’re feeling stuck or seeking to realign your life with your deepest values and aspirations, Dr. Anu invites you to explore this journey with her.

Visit her website at http://www.anubinny.com/ or email her at dranubinny@gmail.com to schedule a clarity call.

Entrepreneurs

SHIKSHIT BHARAT SANKALP HUMARA VISION OF BANSHI VALLABH MISHRA

Published

4 weeks ago

August 8, 2024

Sahil Sachdeva

Banshi Vallabh Mishra, a dynamic and visionary second-generation entrepreneur based in Delhi, spearheads a transformative movement in the education sector. With over five years of experience across diverse fields such as real estate, education, export manufacturing, and information technology, Mishra’s journey is marked by his unwavering commitment to social upliftment and educational excellence.

Banshi Vallabh Mishra, Director of Operations; has been associated with the RISHI GROUP OF EDUCATIONAL INSTITUTIONS comprising a School, a Vocational College, an Institute, and a Digital Learning Centre since its inception.

The Rishi Group’s business model focuses on delivering an education that is not only comprehensive but also inclusive, catering to the diverse needs of students. The group’s commitment to inclusivity and holistic education sets it apart from its peers, ensuring that every child has the opportunity to grow and succeed.

His vision extends to the Rishi Group of Educational Institutions, committed to a career-oriented educational project with a holistic and inclusive approach. This includes integrating AI, robotics, skills training, vocational education, and digital learning into the curriculum.

In the education space, he has also co-founded the Education First an ed-tech venture aimed at leveraging technology to provide world-class education at the grassroots. MOOCs on Introduction to Family Engagement in Education by Harvard University. MOOCs on The Future of Work: Preparing For Disruption by World Bank Group.

Banshi Vallabh Mishra’s entrepreneurial journey began under the aegis of the Conscient Group, where he provided strategic direction to various entities. His passion for education led him to co-found Education First, an ed-tech venture to leverage technology to provide world-class education at the grassroots level. This initiative reflects his belief that “One child, one teacher, one book, one pen can change the world.”

Despite the challenges posed by the recession, His initiatives have grown tremendously, transitioning from offline to online platforms to continue delivering quality education. His resilience and adaptability have been crucial in navigating these turbulent times, ensuring that education remains accessible to all.

Banshi Vallabh Mishra’s life lesson, “Together may we give our children the roots to grow and the wings to fly,” encapsulates his dedication to empowering the next generation. By providing strategic direction and innovative solutions, he hopes to inspire others to contribute to the betterment of society through education.

Looking ahead, he aims to build an education system that meets the highest global standards while being deeply rooted in Indian culture and ethos. His vision is to create a vibrant, knowledgeable society by ensuring higher quality education for all, ultimately making India a “Global Knowledge Super Power.”

Through initiatives like SHIKSHIT BHARAT SANKALP HUMARA, he is not just dreaming of a better future but actively working towards it. His efforts in education are a testament to his belief that holistic and inclusive education is the key to a brighter tomorrow.

In conclusion, a thorough professional with rich, in-depth, and extensive experience in the educational arena, a distinguished gentleman with deep-rooted values and ethics, a culturally inclined individual, with an admirable sense of social responsibility and is progressive in thought- Banshi Vallabh Mishra carries the Rishi Group of Educational Institutions legacy.

Entrepreneurs

The Creative Orbit: A New Approach to Performance Marketing

Published

1 month ago

August 5, 2024

Sahil Sachdeva

Shanaya Fernandes, the visionary founder of The Creative Orbit, has always been driven by an entrepreneurial spirit. She is a former student of St. Xavier’s College, where she diligently completed her junior college education. She later embarked on a new academic journey, pursuing a double degree, including a BBA, while paying for her education through freelance work. This experience showed her determination from an early age.

After graduating, Shanaya joined Sony Music Entertainment, where she worked for two years. While supporting her family, she also dreamed of starting her own business. During her time at Sony, she began to teach herself digital marketing, realizing how powerful it could be in achieving her goals.

At just 24 years old, she launched The Creative Orbit, which stands out in the crowded marketing world by offering complete solutions for performance marketing. Unlike many agencies that just run ads, The Creative Orbit takes a comprehensive approach to help businesses generate leads and convert them into paying customers. With a dedicated sales team, clients don’t have to worry about following up on leads themselves.

Shanaya’s entrepreneurial journey hasn’t been easy. Along with her partner Omkar, she spent countless hours studying, experimenting, and overcoming rejections. By focusing on solving real problems for clients, they built a brand that truly addresses the challenges businesses face in converting leads.

The Creative Orbit’s end-to-end service helps businesses grow without the usual stress of marketing. They manage everything from running ads to converting leads into customers, providing a smooth experience for their clients. This approach has allowed them to work with well-known figures like India’s biggest casting director, Mukesh Chhabra, and many international brands

Shanaya believes in the power of a positive mindset. She encourages others to ask, “How can I do it?” instead of saying, “I can’t do this.” Her journey highlights the importance of being flexible, learning from experiences, and pushing through challenges.

In addition to her work, Shanaya is a running enthusiast and has even completed a marathon. She hopes to inspire others and plans to integrate AI into her agency’s services to enhance their offerings. Excited about working with various D2C brands, she looks forward to meeting more entrepreneurs and learning from their experiences.

Shanaya’s story and The Creative Orbit’s success remind us that with determination, adaptability, and a focus on solving real problems, businesses can thrive and make a significant impact in their industries.

Entrepreneurs

From Small-Town Dreamer to EdTech Trailblazer: The Inspiring Journey of Satyam Mishra

Published

1 month ago

July 31, 2024

Sahil Sachdeva

Kaun Kahta Hai Sapne Nahi Dekh Sakte Ho Ya Unhe Pura Nahi Kar Sakte Ho?

Jitna sapne dekhne ka adhikaar hai, utna hi unhe poora karne ka bhi humare pass adhikaar hai, chahe kitne bhi kathnaiyon ka samna karna pade.

Satyam Mishra’s Entrepreneurial Journey:

Satyam Mishra’s entrepreneurial journey is a compelling narrative of resilience and ingenuity. His early years were marked by a deep fascination with technology. Despite the challenges of moving to Maharashtra and facing language barriers, his passion for learning never waned. His initial struggles with English and lack of internet access did not deter him; instead, they fueled his determination to master programming languages and technology.

Transforming Education with XpeedUp Styora

XpeedUp Styora Technovation Pvt. Ltd. stands as a beacon of innovation in the edtech and startup ecosystems. Founded by Satyam Mishra, this groundbreaking platform aims to bridge the gap between traditional education and practical, real-world skills. XpeedUp Styora offers a unique blend of live mentorship sessions, virtual study rooms, and practical courses in AI, finance, tech, and business, all integrated with advanced AI technologies. The company’s mission is to provide comprehensive support for students and entrepreneurs, empowering them to achieve their full potential.

XpeedUp Styora distinguishes itself through its innovative approach to education and mentorship. Unlike traditional platforms, XpeedUp Styora integrates live mentorship sessions, virtual study rooms, and AI-driven learning tools. This unique combination addresses critical gaps in mentorship, practical learning, and startup support. The platform’s focus on real-time interaction and practical application sets it apart in the edtech landscape, providing students and entrepreneurs with invaluable resources and support.

Early Life and Initial Struggles

Satyam’s journey began in the small town of Balrampur, Uttar Pradesh. From a young age, he exhibited a keen interest in technology and entrepreneurship. However, his path was far from smooth. Moving to Maharashtra introduced language barriers and cultural adjustments, adding complexity to his academic and personal life. Despite these challenges, Satyam’s passion for technology led him to explore various tech projects and AI models, setting the foundation for his future ventures.

The turning point came during the COVID-19 pandemic, when Satyam immersed himself in artificial intelligence, developing models capable of understanding and generating responses based on internet articles. This period of intense self-learning and development was a testament to his perseverance and drive. Although he faced financial constraints and operational hurdles, including supplier negotiations and regulatory challenges, Satyam remained undeterred. His first venture, Shivaay Technovation, marked his entry into the electronics market, showcasing his ability to pivot and adapt.

The Birth of XpeedUp Styora and Shivaay Technovation

In 2021, Satyam founded Shivaay Technovation, a company dedicated to providing dynamic solutions for startups, online marketing, website designing, AI services, and more. Under his leadership, Shivaay Technovation grew to offer a wide range of services including tele-calling, ad optimization, PR, branding, and eCommerce coaching.

Building on the success of Shivaay Technovation, Satyam launched XpeedUp Styora, an edtech startup with a mission to become a unicorn company and revolutionize the education system in India. XpeedUp Styora focuses on connecting students to the emotional aspects of learning, moving away from the business-centric approach that dominates the education sector today. This innovative approach aims to make learning more engaging, relatable, and effective.

Vision for the Future

Satyam’s vision for the future extends beyond entrepreneurship. He is committed to transforming the education sector by integrating ancient learning methods with modern technology. His goal is to create an education system that is not only effective but also deeply connected to the emotional and intellectual needs of students.

“I believe in the power of education to shape the future of our nation,” Satyam says. “By focusing on the emotional and intellectual growth of students, we can create a generation of innovative thinkers and leaders.”

Current Endeavors and Future Plans

Today, Satyam is actively working on expanding XpeedUp Styora and Shivaay Technovation. His startups are making significant strides in providing quality education, business support, and innovative solutions to entrepreneurs and students alike. Despite the challenges posed by economic fluctuations and market dynamics, Satyam remains steadfast in his commitment to excellence.

A Message of Inspiration

Satyam’s journey is a beacon of hope and inspiration for aspiring entrepreneurs. His story underscores the importance of resilience, continuous learning, and unwavering determination. As he continues to build his ventures and support the growth of others, Satyam’s message is clear:

“Life isn’t going to write my story for me. I am the sole author of my journey. If I have the power to write my own narrative, why not work hard to make it extraordinary and luxurious?

——- Satyam Mishra

During his struggling phase, Satyam faced many challenges and distractions. However, for new entrepreneurs, business people, and students, he often shares this motivational message:

“Raaste hazar dikhenge manzil tak pahuchne k liye. Kuch kathniyon se bhare honge toh kuch asaani se bhare honge. Bhatkoge toh jrur pahle, pr haan raah tumhe khud chunegi kyonki paristhitiyan majboot hoti hai insaan ki chahat nahi.”

This quote embodies the essence of Satyam’s approach to life and business—highlighting the importance of taking charge of one’s own journey and striving for excellence.

Satyam Mishra’s journey from a tech enthusiast to a successful entrepreneur is a story of resilience, innovation, and dedication. His experiences—ranging from overcoming language barriers and financial challenges to pioneering new technologies and launching successful ventures—serve as an inspiration to others. Satyam’s vision for XpeedUp Styora reflects his commitment to making a meaningful impact and supporting the next generation of leaders.

Entrepreneurs

Journey from Confusion to Clarity: Finding Direction in a Complex World

Published

1 month ago

July 30, 2024

Sahil Sachdeva

The human mind has been leading us on a roller-coaster ride for thousands of years, trapping us in a cycle of emotions, desires, accumulations, attachments, and selfishness. Corruption, greed, and conflict persist despite efforts to advance humanity through religion, spirituality, and technology, as well as excessive involvement in greed-based practices, which overshadow spiritual values and lead to economic disparities. Wars fuelled by territorial and ideological factors continue, often using religion to justify violence.

Technology we rave about today, besides bringing progress, also fuels wars with advanced destructive weapons for mass killings, disrupting with challenges like cyber warfare. Religious institutions become politicized, while spiritual gurus, workers, and their assistants are more keen to commercialize preachings for name, fame, wealth, and amassing followers. From religious beliefs to spiritual methods like chanting mantras, zen, Tai-chi, transcendental meditation, etc., we have not been able to address the world’s destructive issues as we hope and expect.

We keep collecting higher information from different scientific and spiritual sources without trying to apply them properly. I am sure you will agree that human-created methods have not given us the peace and harmony we seek in today’s turbulent world. We add knowledge without earnestly comprehending, applying it holistically, or dedicatedly. As a result, most human-made methods have been unsuccessful in offering the peace of mind and harmony we desperately seek in today’s chaotic world.

Confusion impacts everyone; we need clarification about what we want from life. Differentiating between truth, lies, and fiction challenges our brains. Religions have brainwashed us so thoroughly that we no longer recognize the actual reality around us. As a result, our sensory organs and subconscious minds stop responding to reality, even when our conscious minds strive to think truthfully and scientifically. To perceive authentic reality or truth, we need to break free from those deep-rooted prejudices created by our society. We need to seek clarity in all we know before believing all the jargon instilled in us by those who consider themselves superior. Until we do this, we will remain confused and continue to spread this to others, just as others have previously confused us.

Our thinking process remains a mess, repetitively brooding, multitasking randomly and recklessly, un-centered and not focused. Spiritual knowledge and its methods also have not mastered our ego-self. I have yet to come across a single person I can vehemently and with conviction agree that they are truly spiritual. Each of us is trying to project our persona to procure name, fame, or wealth, which means that we become overly attached to our identity and all that we have acquired from this material world. None of us are selflessly willing to give up on the oneness that spirituality demands.

It is after we feel mentally weak, depressed, physically ill, experience material loss, or are under fear that we, in desperation, turn to mix religion and spirituality as a means of escape. Both are different subjects, as religion creates divisions, while spiritualism fosters unity. We deceive our minds, presuming we are now spiritual, not knowing the falsity we have landed. The proof of this lies that despite thousands of years of religion and spiritualism, with more and more additions of spiritual, religious, self-help books and life coaches to mentors, we have not made any significant progress in making our world morally, ethically, and spiritually better. Gone are those days of Krishna, Buddha, and Jesus, who sacrificed their lives for the sake and betterment of all. We have failed to evolve and transform from our essential animalistic stature of lust, greed, and contempt to be worthy of being called a conscious human being. Our self-centeredness far overtakes our spiritual awareness. WHY?

When I truthfully look within, even after decades of being submerged in spiritualism, I cannot abolish ego entirely. I still carry that false mask over my actual spiritual being. Animal nature continues to want this and that for my likes and dislikes. Even to date, I am very much attached to my self-identity in body and mind for prominence and outer recognition. If you wish to be spiritual, the only answer is to awaken the third component of our self, the soul lying dormant within. If we consistently self-observe our mind unquestioningly without any justifications or judgments, we shall learn the art of self-awareness with clarity. Through the soul, the spirit spontaneously and intuitively combines with the intellectual cognitive mind, making us aware and conscious of all we perceive. The subjective(soul) and the objective(mind), the abstract and the physical, the active and the contemplative combine their resources with clarity to evolve and transform beyond our narrow outlook of me and mine. Self-observation for the sake of self-awareness is the key to emerging from mental confusion toward clarity with clairvoyance to unlock the secret of sublime life.

Having clarity is essential for a fulfilling life, both personally and professionally. It involves clear perception, defined goals, and decisive action. Seeking clarity through self-knowledge with self-awareness, inwardly asking essential questions, and actively listening without arguing benefits one’s profession, relationships, and well-being, enhancing the quality of life. Clarity is a guiding lighthouse of insight and purpose in a world to see things for what they are, and confidently navigating life depends on this trait, which cuts through all we know. It benefits decisions, goals, and communication in personal and professional realms, essential for mental health and growth.

Seeking and achieving clarity in life requires introspection, efficient processes, knowledge expansion, effective communication, good health, meditation, setting clear goals, and input from others, leading to a more focused and planned existence. Staying mindful of our thoughts, emotions, and actions paves the way for clarity to permeate our lives. By fostering a state of inner calm and alignment, we can navigate challenges with poise and purpose. Embracing clarity invites us to see the underlying truths amidst the noise, guiding us toward a harmonious existence rooted in authenticity and fulfillment. Consistent self-reflection aids in the eradication of internal strife and discord. At each given moment, we can achieve mindfulness through meditative awareness by understanding our true motives and desires and aligning our actions with more profound ideals.

Clarity directs us toward specific activities and helps us develop attainable goals. In a confusing environment, clarity is critical. As a result, we can cut through the noise better and make the decisions that will provide meaning and fulfillment to our lives. Clarity is a way of life that helps us connect with our authentic selves and fulfill our life’s purpose, and it is not merely a mental condition. It takes you toward your inner intuitiveness, intelligence, and cognitive intellect with certainty to determine the truth from your perspective rather than mindlessly following outwardly from the preachings of those you believe to be accurate, lacking empirical evidence.

There are a lot of different schools of thought when it comes to the best ways to reach spiritual development. But one deep thought jumps out: that clarity is the highest kind of mindfulness. We attain genuine understanding and insight from this outlook through simple, unadulterated mental and spiritual clarity rather than intricate ideologies or mystical and mythological encounters. Seeing things for what they are, free from prejudice, anxiety, or wishful thinking, is the essence of clarity. It is the absence of doubt and uncertainty, characterized by a harmony between one’s words and deeds. Aside from being intellectually fulfilling, being in this condition of clear awareness ties us to the underlying facts of our existence, which has a profound spiritual impact.

Many spiritual systems emphasize clarity. Wisdom (prajna) in Hinduism characterizes clarity by intuitive intelligence. Through Vasishta Yoga, one may unite one’s body, mind, soul, and spirit to liberate oneself from illusions, fixations, and distractions and perceive reality as it is. Brahman, the non-dual ultimate reality, can be practiced via introspection and the elimination of ignorance, according to the Indian philosophy of Advaita Vedanta. In this context, it is essential to acknowledge that there is just one absolute reality, which can neither be created nor destroyed – only converted from one relative or subset form to another.

A fundamental component of obtaining clarity is a steadfast dedication to telling the truth, regardless of how unpleasant that may be. We move our attention away from outward sermons and practices to an inner condition of being when we consider clarity as the core of spirituality. This view teaches us to live by our most profound principles, keep our minds open and focused, and seek the truth in everything instead of impulsively or mindlessly believing those we subconsciously presume to be superior and are not. Doing so clarifies your progress and helps create a more peaceful and enlightened world.

Finally, to conclude, I reiterate that clarity in thoughts is supreme and a consequence of spiritual awareness because it is the core of all spiritual routes. The radiance chases away the shadow of ignorance, the insight that directs our steps, and the tranquility that envelops our souls. The path to transcendence begins with the cultivation of clarity, which allows us to accept spirituality for what it is. Clarity is crucial for navigating life, decision-making, and building meaningful relationships. It entails clear perception, effective communication, and aligning actions with values. Simplifying our lives and fostering personal growth comes through reducing mental clutter, practicing mindfulness, and pursuing truth. Embracing clarity demands steady effort and a readiness to confront complexities. Ultimately, clarity brings wisdom and a stronger bond with our true self – the spirit.

Entrepreneurs

Navigating Innovation and Empowerment: The Journey of Parth Maheshwari

Published

1 month ago

July 30, 2024

Sahil Sachdeva

Parth Maheshwari’s journey is a compelling narrative of innovation, resilience, and a deep commitment to social impact. As the founder of two dynamic startups, Team FullStack, and The Artistic Space, Parth has carved a unique path in the tech and creative sectors while making significant strides in cyber security and social responsibility.

Starting his entrepreneurial journey as a student, Parth’s mission was clear: to provide high-level training that would enable individuals to upskill and enhance their abilities for real-world applications. His vision was to add tangible value to people’s lives by bridging the gap between education and market needs.

At Team FullStack, Parth is not merely imparting tech knowledge; he is sculpting careers. The startup specializes in web and mobile app development, offering comprehensive training that prepares students for the demands of the tech industry. Parth’s approach goes beyond conventional teaching, focusing on crafting careers with a distinctive flair and practical expertise.

Meanwhile, Parth’s second venture, The Artistic Space, blends technology with creativity. This digital marketing agency stands out by infusing innovation into its services and delivering exceptional digital solutions with a creative twist. His dual role as a Cyber Security Specialist, working independently with the Maharashtra Police, underscores his commitment to fortifying the digital landscape. His work in cyber security not only protects sensitive information but also contributes to the broader goal of enhancing digital safety.

Parth’s dedication extends beyond business into the realm of corporate social responsibility. He is deeply involved in CSR projects, striving to uplift society by imparting tech skills to underprivileged individuals. To date, he has trained over 500 students, equipping them with the skills needed to thrive in a digital world. His efforts were recognized with the Global Student Entrepreneurs Award at the Hyderabad Chapter and as an India National Finalist in 2021.

The idea for Parth’s ventures emerged from his own entrepreneurial experiences and challenges. The road to success was paved with obstacles, but his unwavering focus on his vision enabled Parth to turn setbacks into opportunities. He emphasizes that persistence and dedication are key to achieving one’s goals, a lesson he hopes to impart to others through his work and achievements.

Parth’s personal brand is characterized by a relentless drive to give back to society. His unique combination of tech expertise, creative innovation, and social impact sets him apart in the entrepreneurial landscape. His future vision includes exploring international partnerships and securing investments to further expand his ventures.

As he continues to navigate the intersection of technology, creativity, and social responsibility, Parth Maheshwari exemplifies the essence of modern entrepreneurship. His journey is a testament to the power of staying consistent and focused, proving that with determination, one can transform challenges into extraordinary opportunities.

Parth’s message to aspiring entrepreneurs and professionals is simple yet profound: “Stay consistent and focused on your goals, and you can ace anything.” This mantra encapsulates his approach to both business and life, reflecting a commitment to excellence and a passion for making a meaningful impact.

Entrepreneurs

Kanzariya Technology: Pioneering IT Innovation Under the Leadership of Trupesh Kanzariya

Published

1 month ago

July 29, 2024

Sahil Sachdeva

Founded in 2024 by the visionary Trupesh Kanzariya, Kanzariya Technology has swiftly risen to prominence in the IT industry. At just 22 years old, Trupesh has led the company to become a leader in innovative IT solutions, particularly excelling in artificial intelligence and banking technology. The company’s foundation was built on the recognition of a significant gap in the market for comprehensive and cutting-edge IT solutions tailored to meet the diverse needs of businesses.

His journey began in 2017, driven by a passion for technology and a commitment to addressing the evolving challenges within the IT sector. This vision materialized into Kanzariya Technology in 2024, with the goal of delivering high-quality, tailored IT services. The company’s mission is to enhance efficiency, security, and productivity for clients through its innovative solutions. This mission is supported by a commitment to continuous growth, investment in research and development, and a relentless pursuit of technological excellence.

Kanzariya Technology’s service offerings are extensive and designed to meet various IT needs. The company provides robust and scalable data center solutions that ensure optimal performance and reliability for mission-critical applications, enhancing business continuity and operational efficiency. Additionally, Kanzariya Technology offers a range of cloud services, including public, private, and hybrid cloud solutions, which improve efficiency, flexibility, and resource optimization while reducing costs.

Cybersecurity is a crucial aspect of the company’s services. Kanzariya Technology delivers advanced threat detection, prevention, and response strategies to protect organizations against evolving cyber threats, ensuring the security of sensitive data and systems. The company also excels in IT consulting, offering expert guidance to help businesses navigate complex IT challenges, enhance infrastructure, and improve operational efficiency.

Moreover, Kanzariya Technology provides end-to-end IT management services, managing networks, systems, and technical support to streamline operations and boost productivity. The company is also involved in custom enterprise software development, creating bespoke applications tailored to the unique needs of enterprises, driving innovation and operational efficiency.

Under Trupesh Kanzariya’s leadership, Kanzariya Technology has achieved significant milestones, particularly in the areas of artificial intelligence and banking technology. These accomplishments highlight the company’s dedication to staying at the forefront of technological advancements and driving innovation within the industry. The company’s resilience and adaptability during economic challenges further underscore its strength and commitment to delivering exceptional value to clients.

Trupesh Kanzariya’s journey from 2017 to the present exemplifies perseverance, innovation, and resilience. Despite initial challenges such as securing funding and building a skilled team, Kanzariya Technology’s vision remained clear. Today, the company’s achievements and ongoing commitment to excellence continue to inspire others and shape the future of IT. Through its comprehensive range of services and unwavering dedication to innovation, Kanzariya Technology stands as a testament to the power of vision, hard work, and a relentless pursuit of excellence in the IT sector.

Entrepreneurs

From Salesperson to Fashion Entrepreneur: The Journey of Satish Tiwari and Strides Sports India

Published

1 month ago

July 26, 2024

Sahil Sachdeva

Satish Tiwari, based in Surat, has carved a unique niche for himself in the competitive world of fashion and sportswear. His entrepreneurial journey is a testament to hard work, smart work, and an unwavering passion for success.

Starting his career as a salesperson in a cloth store, Satish always aspired to grow beyond the confines of his initial job. His ambition and determination led him to pursue a career in modeling, where he achieved significant success by securing second place in the Mr. Gujarat Fashion Week in 2018. This achievement was a turning point, igniting his dream of starting his own clothing line.

In 2022, Satish launched Strides Sports India, a brand specializing in high-quality t-shirts and tracksuits. The brand quickly gained recognition for its exceptional products and services, particularly in the sports sector. Strides Sports India caters to various sports tournaments, including cricket, tennis, and volleyball, providing customized sportswear that meets the specific needs of athletes and teams. The brand’s commitment to quality and affordability has set it apart from competitors, making it a preferred choice for many.

Strides Sports India has also made a mark through significant sponsorships. The brand sponsored the Indian Weightlifting Championship 2024 held in Surat and Rubaru Mr. India 2023 held in Goa. These high-profile events not only showcased the brand’s capabilities but also boosted its reputation in the industry.

One of the significant milestones for Strides Sports India was preparing t-shirts for a high-profile event in Mumbai, where the chief guest was the renowned actor and philanthropist, Mr. Sonu Sood. This event further cemented the brand’s growing influence and success. Satish’s brand has grown tremendously, receiving orders from across India and even internationally. The ability to cater to a diverse clientele and deliver top-notch products has been a key factor in the brand’s success.

His vision for Strides Sports India extends beyond just making sportswear. He is keen on leveraging technology to expand his business. He plans to take his business completely online, aiming to handle more than 3000 orders per day. This move is a strategic effort to streamline operations, enhance customer experience, and scale the business to new heights.

The journey of Satish Tiwari and Strides Sports India is inspiring for aspiring entrepreneurs. Satish believes that becoming an entrepreneur does not require substantial funds or a business background. Instead, it requires hard work, smart work, and a relentless drive to achieve one’s goals. His story underscores the importance of perseverance, innovation, and adaptability in building a successful business.

Strides Sports India not only focuses on providing excellent products but also on continuous improvement. The brand stays ahead of the curve by updating its designs, printing techniques, and materials to meet the evolving demands of the market. Despite economic challenges like recessions, Strides Sports India has managed to maintain its quality and affordability, ensuring that customers get the best value for their money.

In conclusion, Satish Tiwari’s entrepreneurial journey from a salesperson to the founder of Strides Sports India is a remarkable story of passion, resilience, and success. His vision for the future, combined with his dedication to quality and customer satisfaction, positions Strides Sports India as a leading brand in the sportswear industry. Satish’s journey is a powerful reminder that with hard work and determination, anyone can achieve their entrepreneurial dreams.

Entrepreneurs

From Small-Town Dreamer to EdTech Trailblazer: The Inspiring Journey of Satyam Mishra

Published

1 month ago

July 26, 2024

Sahil Sachdeva

XpeedUp Styora has achieved significant milestones since its inception. The platform has successfully launched several AI-integrated courses and practical training programs, benefiting a diverse range of students and entrepreneurs. Key achievements include the introduction of live mentorship, virtual study rooms, and AI-integrated learning interfaces, the growth and success of Shivaay Technovation, including securing international clients and developing a diverse range of services, and increased subscriber count, successful project launches, and positive feedback from educational institutions and clients.

Looking ahead, XpeedUp Styora aims to expand its course offerings and enhance its platform features. Upcoming initiatives include scaling operations to reach a broader audience and introducing new educational tools and resources. The company is committed to fostering a thriving entrepreneurial ecosystem and driving national progress by empowering innovators and nurturing creativity.

Discover the transformative potential of XpeedUp Styora. Learn more about our innovative platform, explore our courses, and connect with us on social media. Join us in revolutionizing education and entrepreneurship.

Satyam Mishra’s journey is encapsulated in this inspiring quote:

“Life won’t craft my story for me. I’m the sole architect of my journey, from the struggles of the early days to building a thriving business. If I can shape my own destiny, why not strive to make it extraordinary and luxurious?”

This quote embodies the essence of Satyam’s approach to life and business—highlighting the importance of taking charge of one’s own journey and striving for excellence.